My quick life update before my market update  (if you are not interested in my life shenanigans, scroll down to the good stuff below).  4th quarter was filled with lots of family time on the east coast as we celebrated the holidays in Pennsylvania and Florida. I always enjoy this time of the year and our girls absolutely love it as well!  We even snuck in a professional photo shoot!  :)  Now let's get into the market updates  LOOKING BACK AT QUARTER 4: Market was slow overall

My quick life update before my market update  (if you are not interested in my life shenanigans, scroll down to the good stuff below).  3rd quarter started off with my birthday, followed by a boys trip to Medellin, Colombia, which was awesome. In August, we celebrated my wife's Mom's birthday in Virginia where we all got together as a family.  All the cousins absolutely loved seeing each other again. Then, it was time to start school / daycare for our 2 year old Ellyava and o